Credit Repair: Self-Help May Be Best - Federal Trade Commission
You see the advertisements in newspapers, on TV, and on the Internet. You hear them on the radio. You get fliers in the mail. You may even get calls from telemarketers offering credit repair services. They all make the same claims:
"Credit problems? No problem!"
"We can erase your bad credit-100% guaranteed."
"Create a new credit identity-legally."
"We can remove bankruptcies, judgments, liens, and bad
loans from your credit file forever!"
Do yourself a favor and save some money, too. Don't believe these statements. Only time, a conscious effort, and a personal debt repayment plan will improve your credit report.
-From the Federal Trade Commission Consumer Website.
- 2.99% Fixed APR for Life on balances transferred within 3 months
- Choice of 6% Cash Back or Travel Rewards
- No Annual Fee and No Limit on Earnings
- $0 Fraud Liability
- Personalized card -- your company name on the top of the card